Financing

Finance at Checkout — Rates as Low as 0% APR

Every camper on our site can be financed directly at checkout through Shop Pay Installments. No separate application, no dealership paperwork — just add a camper to your cart, sign in to Shop at checkout, and choose “Pay in monthly installments” to see the rates you qualify for. Checking your eligibility does not affect your credit score.

Rates from 0%–36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.

We Recommend LightStream

Prefer to secure your own loan? We recommend LightStream — a division of Truist that offers unsecured loans with competitive fixed rates, no fees, and same-day funding for qualified borrowers. Because their loans are unsecured, no title or lien is required, which makes them a great fit for truck campers.

Don’t overlook your local credit union. Credit unions are often more willing to fund truck camper purchases than large commercial banks, and frequently offer better rates on personal loans — especially if you have an existing relationship. It’s worth a call before you commit elsewhere.

Visit LightStream →

Paying Direct? Save 4% with ACH

We offer a 4% discount on all orders paid via ACH (bank-to-bank) transfer. If you secure your own financing — through LightStream, your bank, or a credit union — you can pay us directly by ACH and keep the savings. On an Apex, that discount can cover a meaningful share of your loan’s interest.

Contact us before ordering and we’ll send you an ACH invoice with the discount applied.

MSO, Titles & RV Loans

Every camper we sell comes with a Manufacturer’s Statement of Origin (MSO) — the factory document that includes the camper’s serial number, year, model, and date and place of manufacture.

• An MSO is acceptable to some lenders for unsecured loans (like LightStream or a personal loan from your bank).
• Traditional RV loans typically cannot be used for our campers, because RV lenders require a title to secure the loan in case of reclamation. Truck campers are not titled in most states.

In short: unsecured personal loans and Shop Pay Installments are the best fit for financing a Cascadia Overland camper. If your lender has questions about our MSO documentation, reach out and we’re happy to speak with them directly.